Alternative Workers Compensation Insurance

Workers Compensation options through partnership with Professional Employer Organizations.  Lower workers compensation premiums, pay as you go program with no audits, eliminate the oppressive upfront cost of state funds.  Specialty programs for high hazard, high experience modification factors, companies with losses – great alternatives to state funds.

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Traditional Workers’ Compensation Programs

ToughComp offers the ability to secure workers compensation insurance programs through national as well as regional insurers.  Coverage can be written on a guaranteed cost basis, with small and large deductibles, through various captives and through safety groups.   For most non-hazard classes, live quotes can be secured by completing the online application here at ToughComp.com.

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Workers Compensation Premium Recovery

Over 50% of employers overpaid or are overpaying on Workers Compensation due to incorrectly used classifications, payroll audits, calculated experience ratings, misapplied discounts, and errors in experience rating modification factors.  The recovery team will review this information and assist in the recovery of the overcharges.  The fee for this service is based on a percentage of savings recovered.

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